Protection For Your Business
Running a business is hard work, so we make finding the right business insurance easy. Whether you own a new start-up or lead an established company looking to compare coverage, The Stephens Family Agency will work with you to create a policy that’s tailored to your unique business needs.
Commercial
When you’re busy with the day-to-day operations of running your business, the last thing you want to think about is whether you have proper insurance coverage. With a Commercial Insurance policy from The Stephens Family Agency, you don’t have to. We bundle basic insurance coverage – like property and liability – along with anything else you might need, to keep your small business protected from financial damages.
Business Auto
We rely on vehicles to conduct business all the time. Whether it's running errands, getting to the job site, or delivering products to market, we often find ourselves behind the wheel. Business auto insurance provides necessary coverages – like physical damage and liability – for vehicles that are used for business.
Workers' Compensation
As a business owner, your main priority is the health and safety of your team. Accidents can happen anywhere, that’s why it’s essential to have coverage when job-related injuries or illnesses occur. Not only is this coverage important, but the State of Michigan requires most public and private businesses to carry Workers’ Compensation insurance.
Employer's Liability
Our Workers’ Compensation policy covers the employer’s responsibility to employees for job-related injuries or illness. It also provides coverage for lawsuits filed by employees as a result of those types of incidents.